September 10, 2008

Positive deviance

Today’s lesson: when all those around you are crumbling, it pays to look hard at those few still standing tall.

My August 5 post about Hudson City Bancorp is one example.

Follow the link below to read about some federal mortgage success stories. Compare and contrast with Fannie Mae and Freddie Mac. Give special attention to how different ownership structures (government-owned and co-op vs. stock-option-fueled
publicly-listed) drive different growth paths. Which structure is best in what circumstances?


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